Lancaster Homes under $400,000

Lancaster Homes under $400,000

Welcome to Lancaster, Pennsylvania—a charming city that beautifully blends rich history with modern living. Nestled in Lancaster County, this vibrant community is renowned for its picturesque landscapes, diverse culture, and welcoming atmosphere. Whether you’re drawn to the quaint streets lined with historic architecture or the bustling farmers' markets showcasing local produce, Lancaster offers a unique lifestyle that appeals to all.

For homebuyers seeking affordability without compromising on quality, Lancaster presents an impressive selection of homes under $400,000. This market is brimming with opportunities for first-time buyers, families, and those looking to downsize. You’ll discover a range of styles, from cozy single-family homes to contemporary townhouses, all set against the backdrop of Lancaster’s scenic beauty.

Imagine sipping your morning coffee on a charming porch or hosting family gatherings in a spacious backyard. Many homes in this price range come equipped with modern amenities, allowing you to move in with ease and comfort. Plus, with excellent schools, parks, and recreational facilities nearby, it’s no wonder that Lancaster is a sought-after destination for families and professionals alike.

In addition to its affordable housing options, Lancaster boasts a thriving arts scene, delectable dining experiences, and a strong sense of community. With easy access to major highways and nearby cities, you can enjoy the tranquility of suburban living while remaining connected to urban conveniences.

Explore the possibilities in Lancaster, where your dream home awaits at an unbeatable price!

Newest Lancaster Homes under $400,000

4636 Grebe Pl, Waldorf
$299,900
3 Beds ⋅ 2 Baths
Welcome to your affordable and beautiful townhome! 4636 Grebe Pl is a 3 bedroom, 2 full bath townhome in the St. Charles Lancaster community of Waldorf, Maryland. With hardwood flooring, an updated kitchen and a finished basement, this home offers comfortable living space with room to make it your own. The kitchen features granite countertops and stainless steel appliances. Sliding glass doors lead to a convenient rear deck, perfect for gatherings. Upstairs, there are 3 bedrooms offering plenty of space to settle in, as well as ample storage. The finished basement provides a recreation room for movie nights or additional living space. The walkout basement also includes a spacious laundry room and a full bathroom. Whether you are buying your first home or expanding your portfolio in Charles County, this Waldorf townhome is worth a look.

4636 Grebe Pl, Waldorf

Listing courtesy of Samson Properties. Contact:

320 S Queen St, Lancaster
$219,900
Check out this professionally managed, cash flowing 2-unit building in the heart of Downtown Lancaster. Offering value-add potential for investors looking to increase rents and build equity from day 1. Priced to sell and ready for its next chapter! The property next door at 318 S Queen St, Lancaster (4-unit) is also listed for sale by the same owner. Bring your vision & schedule your private showing today!

320 S Queen St, Lancaster

Listing courtesy of Yorktowne Property Shoppe, LLC. Contact:

318 S Queen St, Lancaster
$339,900
Prime opportunity at 318 S Queen Street in Downtown Lancaster. This professionally managed 4-unit property offers value-add potential, month-to-month leases and a strong opportunity for an investor looking to increase rents and build equity. This property is priced to sell and ready for its new owner. Bring your vision & unlock the potential! The property next door at 320 S Queen St, Lancaster (2-unit) is also listed for sale by the same owner. Schedule your private showing today!

318 S Queen St, Lancaster

Listing courtesy of Yorktowne Property Shoppe, LLC. Contact:

235 Green St, Lancaster
$279,000
3 Beds ⋅ 3 Baths
A true third-floor primary suite with an en suite bath and substantial closet space is an unexpected find in Lancaster City—particularly under $300k. Offering three bedrooms, two and a half bathrooms, and three full floors of living space, this home distinguishes itself not simply by its size, but by how intelligently that space is arranged. The first floor is designed for everyday living, with generous gathering spaces and the added practicality of a powder room. Upstairs, the second floor provides multiple bedrooms, a full bath, and conveniently located laundry, keeping the necessities of daily life where they make the most sense. The third floor is something altogether different. Dedicated to the primary suite, it creates a genuine sense of privacy within the home, with an en suite bathroom and unusually abundant closet space. Rather than simply adding another bedroom, this floor functions as a retreat of its own. The three-bedroom configuration also creates flexibility that extends well beyond sleeping quarters. There is room for guests, dedicated office space, a studio, library, or whatever the next owner’s life requires. What makes this home particularly compelling is the combination: substantial square footage, three bedrooms, 2.5 baths, second-floor laundry, a private primary suite, and the character and convenience of Lancaster City—all at a price below $300,000. For buyers wondering what their money can still buy in Lancaster City, this home offers a rather convincing answer.

235 Green St, Lancaster

Listing courtesy of RE/MAX SmartHub Realty. Contact:

542 E Orange St, Lancaster
$275,000
4 Beds ⋅ 2 Baths
Welcome to your NEW Lancaster City Home - 542 E Orange. This 4-bedroom, 1.5-bath home offers the perfect balance of city living and personal space. As you arrive, you’ll notice the large front porch, ideal for relaxing or welcoming guests, and the home’s position set back from the road, adding a touch of privacy. Step inside to find a wide-open entry room, a bright and versatile space that sets the tone for the rest of the home. Fresh updates throughout provide a modern feel while maintaining the home’s character. The main level flows naturally into spacious living and dining areas, with plenty of room for everyday living or entertaining. Upstairs, four bedrooms offer flexibility for sleeping arrangements, work-from-home setups, or extra storage. Located just blocks from the city center, this home puts restaurants, shops, and conveniences right at your fingertips.

542 E Orange St, Lancaster

Listing courtesy of Keller Williams Elite. Contact:

144 E Liberty St, Lancaster
$319,900
4 Beds ⋅ 3 Baths
Welcome to 144 E Liberty St—a beautiful Lancaster City property that blends timeless character with a complete, top-to-bottom refresh. Tucked into the north side of the city, you'll love the quick, easy access out of town while still being right in the heart of everything Lancaster has to offer. Step inside to gleaming hardwood floors and a beautiful new galley kitchen designed to be the heart of the home. With 5 bedrooms and 2.5 baths, there's room for everyone—including a spacious primary suite that gives you a true retreat at the end of the day. Out back, a private backyard space offers the perfect spot to relax, entertain, or simply enjoy a quiet morning. Fully refinished and move-in ready, this is city living done right. Come see it for yourself.

144 E Liberty St, Lancaster

Listing courtesy of Keller Williams Elite. Contact:

338 S Ann St, Lancaster
$234,900
5 Beds ⋅ 3 Baths
Welcome to 338 S Ann St! This beautifully updated home offers an expansive layout featuring 5 spacious bedrooms, 2 full bathrooms, and 1 half bathroom. At the heart of the home is a fully renovated kitchen, thoughtfully designed with modern updates to accommodate all your culinary needs. Extensive major updates provide complete peace of mind, including a main roof that is less than 5 years old, alongside a newer furnace and hot water heater. The fully finished basement adds incredible versatility to the property, featuring a complete in-law suite layout that is ideal for multigenerational living, hosting guests, or creating an independent living space. Combining space, modern renovations, and major component upgrades, this property is ready for its next owner to move right in.

338 S Ann St, Lancaster

Listing courtesy of Coldwell Banker Realty. Contact:

727 High St, Lancaster
$230,000
3 Beds ⋅ 2 Baths
Welcome to 727 High Street! This charming end-unit home offers 3 bedrooms and 1.5 bathrooms. Enjoy the convenience of a one-car garage, providing off-street parking and additional storage. Step outside to a spacious deck overlooking the fully fenced backyard—perfect for entertaining, relaxing, or pets. Conveniently located near downtown Lancaster, you'll have easy access to shopping, restaurants, parks, schools, and major commuter routes. Whether you're a first-time homebuyer or looking for your next home, this property offers comfort, convenience, and great value. Schedule your private showing today! Pictures will be available Friday, September 4th.

727 High St, Lancaster

Listing courtesy of Home 1st Realty. Contact:

409 E Strawberry St, Lancaster
$189,900
4 Beds ⋅ 1 Baths
Welcome to 409 E Strawberry Street! This spacious brick semi-detached Lancaster City home offers over 1,500 square feet of living space with 4 bedrooms and 1 full bath. Inside, you'll find hardwood floors, replacement windows, gas heat, and a functional layout with generously sized living areas. The home also features a laundry area and a partially finished basement, providing additional storage and flexible space. Conveniently located just minutes from Downtown Lancaster, residents will enjoy easy access to local restaurants, shopping, parks, schools, and major commuter routes. Whether you're looking for your next home or an investment opportunity, this property offers outstanding potential in a convenient city location.

409 E Strawberry St, Lancaster

Listing courtesy of Cavalry Realty LLC. Contact:

624 Poplar St, Lancaster
$235,000
4 Beds ⋅ 1 Baths
SELLER FINANCING AVAIALABLE. Step inside 624 Poplar St and feel instantly at home. 4 bedrooms plus an office space. Clean basement. Large kitchen. Yard great for family fun and entertaining. Off street 2+ car parking. This beautifully renovated property welcomes you with a bright, open living space that’s perfect for relaxing or hosting, while the sleek, modern kitchen invites you to cook, gather, and create memories. Spacious bedrooms offer the comfort and flexibility you’ve been looking for. Tucked away on a quiet street yet just moments from parks, shopping, and the energy of downtown Lancaster, this home gives you the lifestyle you want with the convenience you need. All the work has been done, just move in and start living. Opportunities like this don’t come around often… come see it before it’s gone.

624 Poplar St, Lancaster

Listing courtesy of Coldwell Banker Realty. Contact:

230 W Liberty St, Lancaster
$299,000
4 Beds ⋅ 3 Baths
Space. Value. Peace of mind. Welcome to 230 West Liberty Street, a four-bedroom, two-and-a-half-bath Lancaster City home now offered with a TWO-YEAR HOME WARRANTY for the buyer! With an appraised value of $378,000 in May 2026, this home offers an opportunity to own a generously sized property. The main level features an open living and dining area, an updated kitchen with granite countertops and stainless steel appliances, plus the convenience of a full bathroom. Upstairs, you’ll find two comfortable bedrooms with ceiling fans, another full bathroom, and a convenient laundry room with a half bath. Washer and dryer are included! The third floor adds two additional bedrooms, providing flexible space for bedrooms, a home office or guests! Natural gas heat and cooking add everyday efficiency, while the flat, fenced backyard provides private outdoor space to enjoy. And the location is hard to beat—just minutes from the Lancaster train station, Penn Medicine Park, Franklin & Marshall College, and the Shoppes at Belmont. Check it out today!

230 W Liberty St, Lancaster

Listing courtesy of RE/MAX Pinnacle. Contact:

303 Church St, Lancaster
$277,000
3 Beds ⋅ 2 Baths
Welcome to this charming 3-bedroom, 1.5-bath townhome offering the perfect combination of modern comfort, neighborhood charm, and downtown convenience. Located in a cozy, walkable Lancaster neighborhood, this thoughtfully updated home puts the best of the city right outside your door—while offering the rare convenience of private off-street parking. Step inside to a bright, contemporary interior featuring stylish finishes and inviting living spaces designed for both everyday living and entertaining. The updated kitchen includes a built-in coffee bar, creating the perfect spot to start your morning before heading out to explore all that downtown Lancaster has to offer. Three comfortable bedrooms provide flexibility for guests, a home office, or your own personal retreat. When it’s time to unwind, step outside to the semi-private backyard patio and enjoy your morning coffee, an evening drink, or time with friends in your own outdoor space. And then there’s the location: walk to downtown Lancaster and enjoy easy access to restaurants, coffee shops, boutiques, galleries, entertainment, and local favorites like Southern Market. You’ll have the energy and amenities of downtown close by, while still coming home to a welcoming neighborhood setting. If you’ve been searching for a home that offers private parking, outdoor space, modern updates, and a walkable downtown lifestyle, this townhome checks all the boxes. Come see for yourself—schedule your private showing today!

303 Church St, Lancaster

Listing courtesy of Berkshire Hathaway HomeServices Homesale Realty. Contact:

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